Do you have hail damage?
The most sure way to tell is to look for dents on other surfaces before looking at the roof.
Check around the downspouts. Hail damage is when hail strikes the shingles of a roof with such impact that it degrades the shingle. In most cases, this damage cannot be seen by the untrained eye. If you have standard asphalt shingles on your house, you'll want to check around the downspouts for excessive granules. Also check the A/C unit and look for gouges in fins on the coils. Screens will also be affected by hail. Siding depending on thickness may or may not be affected.
If evident, there is strong evidence of roof damage due to the hail storm.
Check the gutters and downspouts. Inspect all your downspouts and gutters for dings. Some of the newer gutters are thin enough that hail the size of a marble will easily dent the metal. Once again, if damage is evident, then the possibility of roof damage exists.
Inspect for leaks. Hail damage is not always apparent from the ground or to an untrained professional. All too often, hail damage is not discovered until after leaking or other serious damage occurs. Roof damage does not always cause immediate leaks. As damaged shingles degrade, your roof may begin to leak. Inspect your interior ceiling after heavy rains for any apparent water damage.
Hail Damage to Shingle
Inspect the roof. Please only this do this if you have easy access to your roof and the slopes are not that excessive. Once on top, look at the vents, the drip edge, the fascia, and your gutters for signs of damage. Look at the roof shingles for circular dimple or areas where the shingle mineral is missing. Hail might produce a "dent" or a damage point in an asphalt shingle roof surface, resulting in granule loss and reduced remaining roof life. If you have 10 hits in a 10 ft square, your roof most likely needs replacing.
Some insurance companies are only replacing the side hit by hail. Do not let that happen! Tell them the colors won't match, dye lots vary widely, and you do not want a two tone roof. Be specific and ask for a whole new roof. You have the right to put your house back in the condition is was BEFORE the storm.
- If you are going to replace your roof now is a good time to upgrade to a stone coated steel roof. Then you can get a discount on your homeowners policy with some insurance companies. You never have to worry about hail again! Call 314-471-7956 for a quote.